Which? notes that with both "possessions" cover, some policies may treat items such as cash or personal documents differently to other possessions - read the policy thoroughly to make sure you understand what you're being offered. Similarly to the previous point, you'll need to find cover that amounts to the value of your items or you could end up losing out.
Nearly a fifth (18%) made a travel insurance claim because their possessions were damaged. The vast majority of insurers offer cover for missing luggage, but limits can vary, with high excesses also coming into play.Īgain, it's worth checking the small print depending on how much luggage you're taking and its value. Some 21% of claimants made a claim after their luggage was lost. Not all insurers will offer this however - so check the small print. The poll by Which? found that 25% of claimants surveyed used this feature.ĭelay cover can be for the cost of reimbursing food and accommodation costs while waiting for transport issues to be sorted, or "missed departure" cover. This element of travel insurance is why it's important to find a policy that works for you as soon as you book the holiday - but check that the cancellation cover offered is right for your trip.Ī holiday affected by transport delays could be grounds for an insurance claim - with most policies offering some cover for this reason. Insurers could reimburse you if you have to suddenly cancel your journey before you go, depending on the reason.
Holidaymakers can benefit from protection under the Global Health Insurance Card (GHIC) scheme when travelling to many European countries - this means you can get emergency treatment at no higher cost than if you were a resident.Ĭosts covered by insurance may also include travel between hospitals or back to the UK where needed.Ĭancellation cover was close behind medical costs, at 27% of claims. The highest proportion of claims made by travellers in the past two years have been for medical cover, Which? found. The excitement of getting away from it all when booking a holiday means travel insurance can sometimes become an afterthought.īut the policy could end up saving you a mountain of stress if the worst were to happen on your trip.Ī poll of 800 claimants by consumer champion Which? reveals the most common types of travel insurance claim: The research suggests labour market disruptions and the early impacts of the pandemic may have "forced" many workers into early retirement. They also struggled more with their overall well-being and were less likely to receive a pension than those who had stopped working in previous years. Relative poverty refers to people living in households with income below 60% of the median in any respective year.Īccording to the research, many older people who left work in the year 2020-21 have had to cut their food expenditure by around £60 per week. The report warns that older people who stop working often never re-enter the workforce, meaning this group may be experiencing long-term poverty and greater hardship amid the cost-of-living crisis. New research revealed 48% of people in this age bracket who stopped work in 2020-21 were in relative poverty, even though overall poverty rates declined that year. Travel costs will also eat in to the money you're saving, so make sure it's worth it before you buy.Īlmost half of people aged between 50 and 70 who left work during the first year of the pandemic ended up in relative poverty, according to the Institute for Fiscal Studies (IFS). Which? recommends using the Dutch or French websites, which can be cheaper than Center Parcs Europe's English-language site,. Spending the Easter holidays at a Center Parcs in France works out £867 cheaper on average than in the UK, according to Which?ĭuring the February half term, Belgium offers a stay £448 less expensive.Īnd this October half term, you can spend £756 less in Belgium too.īut not all Center Parcs facilities are the same, so make sure to check the website and online reviews before booking. While the resorts all charge comparable prices in August, the cost plummets abroad in October, February and April. On average, four-night stays in Belgium or France were £570 and £440 cheaper respectively than in the UK. Which? found Center Parcs on the continent were around half the price of those in the UK at certain times of the year. Families wishing to spend some quality time at a holiday resort can save hundreds of pounds by going to Europe.
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